Yeah. Silver Star Story Complete on the Playstation.
Your story reminds me of a mishap I had playing Final Fantasy Adventure way back.
I decided that I was going to beat the game that night so I sat with my dog at my side and played the game all night. For those of you who are unfamiliar with the game it's the first game in the Mana series (Secret of/Sword of/Etc.) and has real time fights.
I got to the last boss who was a three part boss (pretty standard). When I beat the first part I decided that I would save the game and did so in the first slot that I put all my saves in. When I lost to the second part of the final boss I loaded my save and noticed that I was low on life in the very center of the screen, the boss appeared from the top and quickly moved down killing me in a single hit.
I tried everything I could, I couldn't get out of the way in time no matter how hard I tried, and healing spells and items were done in real time following a short animation. However there wasn't enough time for that either.
At that point I said fuck it and started over. It was a pain in the ass, but it was a fun game and having to face the extra challenge made when I really completed the game that much sweeter.