Fail to notice that the armor/weaponry prices has gotten all time low. Lawrence got tricked into bankruptcy. Tries to borrow money from old associates but all turned him down. The last guy he visited also declined to help him. Citing it's very disrespectable to take a woman along while begging for loans in this church town. Lawrence finally lost it. Horo tries to comfort him, but got bitch slapped. Regretting what he did, Lawrence tries to apologize. But Horo ended up returning to the inn alone.