Daz 3D. Design Doll is just a figure. Daz 3D will let you build an entire scene with references.
I got into 3D because I was pissed off with how shitty those little wooden model dolls are and wanted something that would pose better. The upside to it all is I also discovered I really like modelling.
In any case I put together a tutorial that shows how to use Daz 3D to create reference images for illustration.http://ghastly-h-crackers.tumblr.com/post/117847714827/how-to-use-daz-studio-to-create-references-for
I never use Daz to render any finished artwork so I use the 3Delight render engine because it's quick. All my renders are either to demonstrate models I build or as references for 2D illustration.
In any case it's free so give it a try. Also there's a program they sell called Hexagon which is only $20 and it is a modeller that bridges to Daz Studio. I highly recommend getting it. It's dated but it works well with Daz for making morphs of the figures included and you never know, you might discover you enjoy making models too.